The increasing frustration of the Americans fed up with cancelled policies and quickly and highly rising premiums of Obamacare policies has compelled employers to search for affordable alternatives to the government mandated insurance policies. While searching an alternative to Obamacare, one will have to keep in mind that if there is anything that can help you to get decent coverage for healthcare at an affordable price without being pursued by the IRS for refusing the coverage required by the Obama administration. Some of the affordable alternatives to The Affordable Care Act are briefly described here below as more affordable and legally acceptable alternatives.
1. Short-term health insurance: It allows you to get a sufficient coverage from something big that happens to you and your family. Such coverage is actually the point of insurance coverage. Though these plans are a challenge to find in some states, they provide you a safety net required at a very affordable price as compared to the plans of traditional health insurance.
2. Health sharing organizations: If you are not satisfied with short-term health plans then you can also opt for health sharing organizations or the plans of a Christian health-sharing ministry which provide affordable health care plans if their members abide by certain standards of lifestyle and share the expenses of the healthcare of one another. In other words these health care plans work like insurance plans even if they are not actually insurance plans. The plans offered by health sharing organizations or the plans of Christian health sharing ministry are less expensive than non-subsidised health insurance plans for individuals. This is a viable alternative for small businesses like Next Door SEO Though thousands of people can take the advantage of these plans, they are not meant for everyone. They will exempt you from the Affordable Care Act mandatory for every individual.
3. Telemedicine: It can be expensive to see a doctor if you do not have any health insurance cover. For this reason telemedicine is also earning popularity these days. It allows you and your family to get 24×7 access to the doctor certified by its board to consult about your health problems through video chat or on a phone. Your whole family can get prescription of medicines from the doctor for most of the common illnesses at a meagre cost of $9.99 per month. This won’t necessarily get you off the hook for the Obamacare tax penalty though.
Choose from these alternatives to get health care coverage at lower cost and a better alternative to the healthcare services provided under the “Affordable” Care Act.